Hey, I just thought that it would be neat to somehow tie people’s financial goals into their Spending Profile accounts.
Goals should be clearly visible at all times, to remind us of them and encourage us to save towards them.
How could goals be related to a client’s data? Let me think. Well, currently, we have a budget tool. You set budget targets for each spending category, and compare them to your actual spending. To relate this to goals, we could calculate how much under or over your targets you are overall, and report that amount with a message. For example, “This month, you are $134.50 closer to buying a yacht.”.
What about having a PAGE DEDICATED TO SAVING??! Hey, what about it? It could show your saving (or overspending) for each month. It could allow you to set a date for achieving each financial goal, and tell you how much you need to save each month to get there. Ooh! What do you think? Hey, and if you are overspending, it could tell you which of your categories you have the worst spending habits in. Hey, now that’s a Spending Profile! 