Category Archives: debt

Four Elements of Financial Planning

When most people hear the term “financial planning”, they automatically assume it has something to do with saving and investing. While saving and investing are integral components of financial planning, they represent only one part of the equation. As we … Continue reading

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Comparing Bankruptcy and Debt Settlement

Debt has become a way of life for many people. A home loan, a car loan and other unsecured debts are common and necessary in some cases. However, there comes a point when the debt becomes out of control, and … Continue reading

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Predatory Lenders: A Debt Trap

If a shady, unlicensed lender is only too eager to grant you a loan, it may just be too good to be true. These lenders prey on desperate people in tough economic times. Getting a loan in this economy isn’t … Continue reading

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Is Debt Settlement Right For Me?

Debt settlement is a practice through which a person owing creditors a good deal of money enlists the services of a debt relief company to negotiate with these creditors. The purpose of debt settlement is to have a portion of … Continue reading

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