Category Archives: financial planning

What If You Develop a Critical Illness?

Posted on August 1, 2013 by Rick

Critical illness is not something we like to talk about. It is, however, an element of risk that must at least be considered. The reality is that more than half of all people living with cancer will survive at least … Continue reading →

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The Value of Financial Planning

Posted on June 4, 2013 by Rick

The Financial Planning Standards Council (FPSC) recently released a report on a three-year study that took place between August 2009 and August 2012. It involved almost 15,000 Canadian participants. The objective was to evaluate and gain a better understanding of … Continue reading →

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Do Bonds Still have a Place in Your Investment Portfolio?

Posted on March 28, 2013 by Rick

Over the past few years, billions of investment dollars have poured into government and corporate bonds and bond-based mutual funds. The mutual fund industry has recorded that the bond market has absorbed more money than equities did at the height … Continue reading →

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Changing Needs During Retirement

Posted on March 14, 2013 by Rick

For those of you who are older than age 50, we ask that you think about how your life and lifestyle changed in the thirty years between your 20s and 50s. If you’re in your 20s, you will have to … Continue reading →

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Is Debt Settlement Right For Me?

Posted on February 19, 2013 by Guest

Debt settlement is a practice through which a person owing creditors a good deal of money enlists the services of a debt relief company to negotiate with these creditors. The purpose of debt settlement is to have a portion of … Continue reading →

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What happens after bankruptcy?

Posted on February 18, 2013 by Lisa

Though several options exist for people who undergo the process of clearing their personal debts, sometimes bankruptcy is the best course of action in regard to repairing poor financial circumstances. When you file for personal bankruptcy, you legally declare that … Continue reading →

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Are You Ready for Retirement?

Posted on February 12, 2013 by Rick

So you’re thinking about retirement. It may sound good; however, it can also be an emotional and stressful time of life. You begin to dream of playing golf every day, travelling the world, or just sitting back and relaxing. But … Continue reading →

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Tax Planning – A Year Round Event

Posted on February 11, 2013 by Rick

You are no doubt being inundated with all the virtues of the Registered Retirement Savings Plan (RRSP) and the tax saving benefits that come along with this program. The problem is that many Canadians only do their tax planning at … Continue reading →

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No Medical Life Insurance

Posted on February 11, 2013 by Rick

Life insurance is an ideal solution to provide a tax-free benefit to your loved ones upon your death. The money can be used to pay debts, funeral expenses, and estate costs or provide a lump sum of cash to your … Continue reading →

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Help Your Financial Planner Help You

Posted on October 6, 2012 by Rick

How strong is your relationship with your financial planner? There is no doubt that the past few years have been difficult for both clients and planners alike. It’s been a tough environment to make money. It’s situations like this that … Continue reading →

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