Category Archives: security

Life Changes in a New York Minute

The phrase “New York Minute” is thought to have originated in Texas during the 60’s. A Texan took a minute to do what a New Yorker did in an instant. This short essay will illustrate how a life changing event … Continue reading

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What is Financial Planning?

When most people hear the term “financial planning”, they automatically think it has something to do with savings and investing. This is only part of the definition. Although saving and investing is an integral component of financial planning, there is … Continue reading

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Is Volatility Making You Weary?

Volatility is defined as sudden and sharp movements in both directions. We are specifically speaking about the volatility of global investment markets. The year 2011 has been one of the more volatile years in history. Market trends these days don’t … Continue reading

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Comments on World Events

We are often asked to give our views and comment on the current media headlines and world events. While we are humbled and honoured by this request, we are neither an economist nor a market timer. We cannot gaze into … Continue reading

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Volatility Can Be Your Friend

Over the past year we have seen much market volatility, causing many investors to feel anything but settled. So why would we suggest that market volatility can be your friend? It’s simple: fear and panic leads to a dislocation between … Continue reading

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Having Confidence in Equities

Recent market weakness is causing concern for many. Are we seeing the beginning of the dreaded double dip in equity prices that has been widely predicted by the popular media since the “meltdown” of 2008-2009? But before we get emotionally … Continue reading

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Gold, Anyone?

Yes, the price of this shinny yellow metal has been going almost straight up since 1999. Yet we coach our loyal clients to “stay away.” Why would we be doing this? It’s simple: gold, like all other commodities, is speculative. … Continue reading

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How Does Your Retirement Look?

In this example we will illustrate how to develop an investment and savings strategy to meet your retirement income objective. If you are comfortable with calculations and computer software you can do this yourself. Many financial planners have access to … Continue reading

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The Value of Advice

The Investment Funds Institute of Canada (IFIC) released a report in July 2010 called The Value of Advice. This report is designed to set the record straight for public policy debate in the area of retirement savings for Canadians. Certain … Continue reading

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Budgeting Tips for Single-Parent Families

Contributed by Alban, a personal finance writer at Home Loan Finder. Being a single parent is hard enough when you have no one to discuss your feelings with, no one to back you up on punishments, and no one to … Continue reading

Posted in budget, financial goals, financial planning, saving, security | 4 Comments