Category Archives: budget

Four Elements of Financial Planning

Posted on March 31, 2014 by Rick

When most people hear the term “financial planning”, they automatically assume it has something to do with saving and investing. While saving and investing are integral components of financial planning, they represent only one part of the equation. As we … Continue reading →

Posted in budget, credit, debt, financial goals, financial planning, Insurance, investing, retirement, saving, security | Comments Off

Growing Pains for Small Businesses

Posted on March 13, 2014 by Guest

Running a small business is never easy, but it can be extremely fulfilling for the entrepreneur who makes it work. The early days of any new business revolve around market development, cash flow, and general administration, such as keeping compliant … Continue reading →

Posted in budget, financial planning | Comments Off

Tips for Gambling Responsibly

Posted on February 20, 2014 by Guest

Responsible gambling is really a matter of common sense. It means being in control of the amount of money that we spend on gambling as well as not spending more time than we should doing it. Whatever form of gambling … Continue reading →

Posted in budget | Comments Off

Predatory Lenders: A Debt Trap

Posted on September 22, 2013 by Guest

If a shady, unlicensed lender is only too eager to grant you a loan, it may just be too good to be true. These lenders prey on desperate people in tough economic times. Getting a loan in this economy isn’t … Continue reading →

Posted in budget, credit, debt, financial planning | Comments Off

Changing Needs During Retirement

Posted on March 14, 2013 by Rick

For those of you who are older than age 50, we ask that you think about how your life and lifestyle changed in the thirty years between your 20s and 50s. If you’re in your 20s, you will have to … Continue reading →

Posted in budget, financial goals, financial planning, retirement, saving, security | Comments Off

Is Debt Settlement Right For Me?

Posted on February 19, 2013 by Guest

Debt settlement is a practice through which a person owing creditors a good deal of money enlists the services of a debt relief company to negotiate with these creditors. The purpose of debt settlement is to have a portion of … Continue reading →

Posted in budget, credit, debt, financial goals, financial planning | Comments Off

Are You Ready for Retirement?

Posted on February 12, 2013 by Rick

So you’re thinking about retirement. It may sound good; however, it can also be an emotional and stressful time of life. You begin to dream of playing golf every day, travelling the world, or just sitting back and relaxing. But … Continue reading →

Posted in budget, financial goals, financial planning, investing, retirement, saving, security | Comments Off

6 Tips on Cutting Costs for Working Students

Posted on October 6, 2012 by Lisa

If you’re working while you’re attending school in order to help finance your education, you know how expensive things can be. School costs a lot of money, not only for tuition, but also for things like books and supplies. You’ve … Continue reading →

Posted in budget, saving | Comments Off

Graduating with the Burden of Debt

Posted on June 18, 2012 by Rick

Depending on whether a student lives at home or away, the cost of a four-year university education ranges between $40,000 and $85,000. Long gone are the days when a student could fund their own education with summer jobs. Many families cannot … Continue reading →

Posted in budget, financial planning | Comments Off

The Ultimate Money Test

Posted on April 26, 2012 by David Boyd

Do you have a good grip on your financial situation? Are you prepared for the future and whatever it throws at you? Just how much do you think your net worth is right now? If you don’t know the answer … Continue reading →

Posted in budget, financial goals, financial planning, saving, world | Comments Off