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Category Archives: budget
Budgeting & Saving Advice for Working Mums
Look around your friends and colleagues and you’re unlikely to find a working mum with plenty of spare time and money. There may be little they can do to increase the actual amount of either, so what counts is making … Continue reading
Posted in budget, credit, financial goals, financial planning, saving
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The Death of Old Age Security
Today’s retirees were born into a world of entitlement in which the employer, the union and the government provided a defined-benefit retirement plan and financial security from cradle to grave. This scene is changing fast. As Canadians age we are … Continue reading
Posted in budget, financial goals, financial planning, investing, retirement, saving, security
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Mobile Apps Make Personal Finance On-The-Go Easy
Personal finance mobile applications allow users to do almost anything associated with their financial lives, from tracking their income to paying bills. For example, personal finance mobile apps allow users to create and track budgets, set financial goals, and modify … Continue reading
Posted in budget, financial goals, financial planning, saving
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What is Financial Planning?
When most people hear the term “financial planning”, they automatically think it has something to do with savings and investing. This is only part of the definition. Although saving and investing is an integral component of financial planning, there is … Continue reading
Posted in budget, financial goals, financial planning, investing, retirement, saving, security
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5 Great Ways to Save on College Textbooks
Tuition isn’t the only cost of a college education that is rapidly rising. Textbooks can cost the average student several hundred dollars per semester. Students enrolled in a specialty or graduate program can easily spend over $1,000. Unlike tuition, there … Continue reading
Car Sharing: Is It Worth It?
A car is a significant expense for most people and takes up a large portion of the monthly budget, not far behind the rent or mortgage repayments. However, for most of us, the thought of going without a car makes … Continue reading
Posted in budget, saving
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Fun Ways to Spend Your Tax Refund as a Couple
When you are part of a working couple, it can be hard to find time to spend together and put the fun back into your life. Unlike when you were dating, it seems that now many things stand in the … Continue reading
Posted in budget, financial planning, investing
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How Does Your Retirement Look?
In this example we will illustrate how to develop an investment and savings strategy to meet your retirement income objective. If you are comfortable with calculations and computer software you can do this yourself. Many financial planners have access to … Continue reading
Posted in budget, financial goals, financial planning, investing, retirement, saving, security
2 Comments
The Value of Advice
The Investment Funds Institute of Canada (IFIC) released a report in July 2010 called The Value of Advice. This report is designed to set the record straight for public policy debate in the area of retirement savings for Canadians. Certain … Continue reading
I Need Help With My Debt
I need help with my debt, what are my options? Have your debts become too much to handle? Perhaps you’re struggling to make ends meet due to circumstances out of your control, like sudden unemployment, poor health, or a relationship … Continue reading
Posted in budget, credit, financial goals, financial planning, saving, Spending Profile
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