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Author Archives: Lisa
RESPs and How They Work
As your children return to school you may have wondered about how you will pay for their tuition when it comes time for college or university. There was a time when college was less expensive than university. However the cost … Continue reading
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Market Emotions Run High
We don’t know what the future holds for investors; no one does. What we can tell you is that the media has once again succeeded in creating significant fear about investing. This is just at the point in time that … Continue reading
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Tax Planning Strategies to Preserve Your Estate
It has been said many times before; “The only certainties in life are death and taxes.” And although it may not be top on our list of financial planning issues, there are tax strategies you can implement for your time … Continue reading
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Investing in 2008
The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. The market conditions experienced during the second half of 2007 generated worry and angst among investors. It is important to realize that market dips have … Continue reading
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Year-End Tax Planning Tips
The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. It is that time of the year again. The holiday season and year-end tax planning is upon us. We try to keep our opinions about … Continue reading
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Identity Theft – Protect Yourself
The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. Identity theft is one of the fastest growing crimes in North America. In fact, identity theft occurs every four seconds. Canadians are increasingly becoming concerned … Continue reading
Hot Investment Tips by E-mail!
The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. Are hot stock tips bombarding you by e-mail? If you’ve ever surfed the Internet looking up investment related topics you may have unknowingly given your … Continue reading
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Less Taxes….More Retirement Income
The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. Further to our story on the tax changes proposed in the 2007 federal budget, we bring more detailed news on the opportunity for those who … Continue reading
Posted in financial goals, saving
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Everyday Tax Saving Strategies
The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. Everyday Tax Saving Strategies In Canada we supplement our four seasons of weather with additional seasons to represent major money and tax saving events. We … Continue reading
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Bonds Versus Bond Mutual Funds – Which is Better?
The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. Bonds Versus Bond Mutual Funds – Which is Better?We are often asked the question ‘Why would I invest in a bond mutual fund as opposed … Continue reading
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