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Category Archives: security
Four Elements of Financial Planning
When most people hear the term “financial planning”, they automatically assume it has something to do with saving and investing. While saving and investing are integral components of financial planning, they represent only one part of the equation. As we … Continue reading
Posted in budget, credit, debt, financial goals, financial planning, Insurance, investing, retirement, saving, security
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Do You Need a Power of Attorney?
In our line of work we are occasionally required to act on the instructions provided by a third party. In order to accept instructions from a third party we must have a duly executed Power of Attorney, or POA. A … Continue reading
Posted in financial planning, security
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Panic Doesn’t Pay
The US market dropped about 5% during the month of August. This caused memories of 2008-2009 to surface. Some investors began to feel anxious and wanted to make decisions about how to protect themselves against losses. People often feel tempted … Continue reading
Posted in financial goals, financial planning, investing, security
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What If You Develop a Critical Illness?
Critical illness is not something we like to talk about. It is, however, an element of risk that must at least be considered. The reality is that more than half of all people living with cancer will survive at least … Continue reading
Posted in financial planning, Insurance, security
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Do Bonds Still have a Place in Your Investment Portfolio?
Over the past few years, billions of investment dollars have poured into government and corporate bonds and bond-based mutual funds. The mutual fund industry has recorded that the bond market has absorbed more money than equities did at the height … Continue reading
Posted in financial planning, investing, security
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Changing Needs During Retirement
For those of you who are older than age 50, we ask that you think about how your life and lifestyle changed in the thirty years between your 20s and 50s. If you’re in your 20s, you will have to … Continue reading
Posted in budget, financial goals, financial planning, retirement, saving, security
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Are You Ready for Retirement?
So you’re thinking about retirement. It may sound good; however, it can also be an emotional and stressful time of life. You begin to dream of playing golf every day, travelling the world, or just sitting back and relaxing. But … Continue reading
Posted in budget, financial goals, financial planning, investing, retirement, saving, security
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The Speed Limit of Equity Investing
Many families rely heavily on a car in their daily lives. Visiting family, getting to and from school or work, and then on to sports events or lessons – the car and the roads we take it on are a … Continue reading
Posted in financial goals, investing, security
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Risk Free Returns or Return Free Risk
Over the past few years there has been a flight out of equities and into government bonds. People fear the volatility that has plagued equities since 2008. This strategy appears to have worked. However, there is risk associated with this … Continue reading
Posted in financial goals, financial planning, investing, retirement, security, world
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The Death of Old Age Security
Today’s retirees were born into a world of entitlement in which the employer, the union and the government provided a defined-benefit retirement plan and financial security from cradle to grave. This scene is changing fast. As Canadians age we are … Continue reading
Posted in budget, financial goals, financial planning, investing, retirement, saving, security
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