Author Archives: Rick

Having Confidence in Equities

Posted on October 19, 2011 by Rick

Recent market weakness is causing concern for many. Are we seeing the beginning of the dreaded double dip in equity prices that has been widely predicted by the popular media since the “meltdown” of 2008-2009? But before we get emotionally … Continue reading →

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Gold, Anyone?

Posted on August 20, 2011 by Rick

Yes, the price of this shinny yellow metal has been going almost straight up since 1999. Yet we coach our loyal clients to “stay away.” Why would we be doing this? It’s simple: gold, like all other commodities, is speculative. … Continue reading →

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How Does Your Retirement Look?

Posted on April 24, 2011 by Rick

In this example we will illustrate how to develop an investment and savings strategy to meet your retirement income objective. If you are comfortable with calculations and computer software you can do this yourself. Many financial planners have access to … Continue reading →

Posted in budget, financial goals, financial planning, investing, retirement, saving, security | 2 Comments

The Value of Advice

Posted on April 24, 2011 by Rick

The Investment Funds Institute of Canada (IFIC) released a report in July 2010 called The Value of Advice. This report is designed to set the record straight for public policy debate in the area of retirement savings for Canadians. Certain … Continue reading →

Posted in budget, financial planning, investing, saving, security | 1 Comment

Oh My – Are We in a Sideways Market?

Posted on March 6, 2011 by Rick

by Rick Sutherland, CLU, CFP, FDS, R.F.P There has been some speculation that we are in the midst of a long-term sideways market, and have been since 2000. All you have to do is Google the chart of major stock … Continue reading →

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RRSP vs. TFSA

Posted on March 6, 2011 by Rick

by Rick Sutherland, CLU, CFP, FDS, R.F.P Well it’s here, the annual hustle and bustle of the “RRSP Season.” Most Canadians know the value of contributing to their Registered Retirement Savings Plan (RRSP) and many have also contributed to their … Continue reading →

Posted in financial planning, investing, retirement, saving | 1 Comment

Patience Rewarded for Those Who Wait

Posted on January 18, 2011 by Rick

by Rick Sutherland, CLU, CFP, FDS, R.F.P Welcome to 2011. We trust you had an enjoyable and relaxing holiday season. Well it’s time to get back to work and planning for your future. More specifically your retirement future, as you have until March 1, 2011 to … Continue reading →

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‘Tis the Season for Planning

Posted on January 18, 2011 by Rick

by Rick Sutherland, CLU, CFP, FDS, R.F.P As the year 2010 draws to a close our thoughts are turning toward the festive season, family and celebration. The year-end also brings another deadline well worth considering. With the exception of RRSP … Continue reading →

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