Category Archives: financial planning

Mobile Apps Make Personal Finance On-The-Go Easy

Posted on February 11, 2012 by Bridget Sandorford

Personal finance mobile applications allow users to do almost anything associated with their financial lives, from tracking their income to paying bills. For example, personal finance mobile apps allow users to create and track budgets, set financial goals, and modify … Continue reading →

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What is Financial Planning?

Posted on February 9, 2012 by Rick

When most people hear the term “financial planning”, they automatically think it has something to do with savings and investing. This is only part of the definition. Although saving and investing is an integral component of financial planning, there is … Continue reading →

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Fun Ways to Spend Your Tax Refund as a Couple

Posted on April 24, 2011 by Alban Smith

When you are part of a working couple, it can be hard to find time to spend together and put the fun back into your life. Unlike when you were dating, it seems that now many things stand in the … Continue reading →

Posted in budget, financial planning, investing | 5 Comments

How Does Your Retirement Look?

Posted on April 24, 2011 by Rick

In this example we will illustrate how to develop an investment and savings strategy to meet your retirement income objective. If you are comfortable with calculations and computer software you can do this yourself. Many financial planners have access to … Continue reading →

Posted in budget, financial goals, financial planning, investing, retirement, saving, security | 2 Comments

The Value of Advice

Posted on April 24, 2011 by Rick

The Investment Funds Institute of Canada (IFIC) released a report in July 2010 called The Value of Advice. This report is designed to set the record straight for public policy debate in the area of retirement savings for Canadians. Certain … Continue reading →

Posted in budget, financial planning, investing, saving, security | 1 Comment

I Need Help With My Debt

Posted on March 11, 2011 by Lisa

I need help with my debt, what are my options? Have your debts become too much to handle? Perhaps you’re struggling to make ends meet due to circumstances out of your control, like sudden unemployment, poor health, or a relationship … Continue reading →

Posted in budget, credit, financial goals, financial planning, saving, Spending Profile | 3 Comments

Oh My – Are We in a Sideways Market?

Posted on March 6, 2011 by Rick

by Rick Sutherland, CLU, CFP, FDS, R.F.P There has been some speculation that we are in the midst of a long-term sideways market, and have been since 2000. All you have to do is Google the chart of major stock … Continue reading →

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RRSP vs. TFSA

Posted on March 6, 2011 by Rick

by Rick Sutherland, CLU, CFP, FDS, R.F.P Well it’s here, the annual hustle and bustle of the “RRSP Season.” Most Canadians know the value of contributing to their Registered Retirement Savings Plan (RRSP) and many have also contributed to their … Continue reading →

Posted in financial planning, investing, retirement, saving | 1 Comment

Budgeting Tips for Single-Parent Families

Posted on February 6, 2011 by Alban Smith

Contributed by Alban, a personal finance writer at Home Loan Finder. Being a single parent is hard enough when you have no one to discuss your feelings with, no one to back you up on punishments, and no one to … Continue reading →

Posted in budget, financial goals, financial planning, saving, security | 4 Comments

The Debt Snowball Method

Posted on February 6, 2011 by Lisa

Post contributed by Maria Smith of http://www.debtconsolidationcare.com/. If you’re drowning in an ocean of debt and you don’t know how to stay afloat, there’s hope for you. The debt snowball method can help you pull yourself out of the vicious … Continue reading →

Posted in budget, credit, financial goals, financial planning | 2 Comments