Category Archives: saving

Gold, Anyone?

Posted on August 20, 2011 by Rick

Yes, the price of this shinny yellow metal has been going almost straight up since 1999. Yet we coach our loyal clients to “stay away.” Why would we be doing this? It’s simple: gold, like all other commodities, is speculative. … Continue reading →

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How Does Your Retirement Look?

Posted on April 24, 2011 by Rick

In this example we will illustrate how to develop an investment and savings strategy to meet your retirement income objective. If you are comfortable with calculations and computer software you can do this yourself. Many financial planners have access to … Continue reading →

Posted in budget, financial goals, financial planning, investing, retirement, saving, security | 2 Comments

The Value of Advice

Posted on April 24, 2011 by Rick

The Investment Funds Institute of Canada (IFIC) released a report in July 2010 called The Value of Advice. This report is designed to set the record straight for public policy debate in the area of retirement savings for Canadians. Certain … Continue reading →

Posted in budget, financial planning, investing, saving, security | 1 Comment

I Need Help With My Debt

Posted on March 11, 2011 by Lisa

I need help with my debt, what are my options? Have your debts become too much to handle? Perhaps you’re struggling to make ends meet due to circumstances out of your control, like sudden unemployment, poor health, or a relationship … Continue reading →

Posted in budget, credit, financial goals, financial planning, saving, Spending Profile | 3 Comments

RRSP vs. TFSA

Posted on March 6, 2011 by Rick

by Rick Sutherland, CLU, CFP, FDS, R.F.P Well it’s here, the annual hustle and bustle of the “RRSP Season.” Most Canadians know the value of contributing to their Registered Retirement Savings Plan (RRSP) and many have also contributed to their … Continue reading →

Posted in financial planning, investing, retirement, saving | 1 Comment

Budgeting Tips for Single-Parent Families

Posted on February 6, 2011 by Alban Smith

Contributed by Alban, a personal finance writer at Home Loan Finder. Being a single parent is hard enough when you have no one to discuss your feelings with, no one to back you up on punishments, and no one to … Continue reading →

Posted in budget, financial goals, financial planning, saving, security | 4 Comments

Patience Rewarded for Those Who Wait

Posted on January 18, 2011 by Rick

by Rick Sutherland, CLU, CFP, FDS, R.F.P Welcome to 2011. We trust you had an enjoyable and relaxing holiday season. Well it’s time to get back to work and planning for your future. More specifically your retirement future, as you have until March 1, 2011 to … Continue reading →

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Frugality: Lessons from the Past

Posted on December 7, 2010 by Alban Smith

No doubt you have heard your parents tell you – on more than one occasion – that when they were your age they didn’t have a credit card, their home was repaid, and they had a healthy nest egg for … Continue reading →

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Changes in the Canada Pension Plan

Posted on November 3, 2010 by Lisa

Some Canadians want to retire early, while others wish to keep working past age 65. Many more wish to ease into retirement and work part time. Regardless of your individual circumstances the following changes will affect most Canadians. On December … Continue reading →

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Vacation Budgeting Guide

Posted on August 20, 2010 by Alban Smith

There are plenty of ways to save money while you are on holiday – taking your own lunches, touring the city on foot – however, the biggest savings can actually be made before you even leave on vacation. This is … Continue reading →

Posted in budget, financial goals, saving, vacation | 1 Comment