Category Archives: Uncategorized

I want to relate a personal experience that has opened my eyes to the auto insurance industry. Back in 2005 my wife had a slight “fender bender” with a young driver. After exchanging information the other driver made mention that … Continue reading →

As your children return to school you may have wondered about how you will pay for their tuition when it comes time for college or university. There was a time when college was less expensive than university. However the cost … Continue reading →

We don’t know what the future holds for investors; no one does. What we can tell you is that the media has once again succeeded in creating significant fear about investing. This is just at the point in time that … Continue reading →

It has been said many times before; “The only certainties in life are death and taxes.” And although it may not be top on our list of financial planning issues, there are tax strategies you can implement for your time … Continue reading →

The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. The market conditions experienced during the second half of 2007 generated worry and angst among investors. It is important to realize that market dips have … Continue reading →

The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. It is that time of the year again. The holiday season and year-end tax planning is upon us. We try to keep our opinions about … Continue reading →

The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. Are hot stock tips bombarding you by e-mail? If you’ve ever surfed the Internet looking up investment related topics you may have unknowingly given your … Continue reading →

The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. Everyday Tax Saving Strategies In Canada we supplement our four seasons of weather with additional seasons to represent major money and tax saving events. We … Continue reading →

The following article was contributed by Ottawa-based financial planner Rick Sutherland, CLU, CFP, FDS, R.F.P. Bonds Versus Bond Mutual Funds – Which is Better?We are often asked the question ‘Why would I invest in a bond mutual fund as opposed … Continue reading →

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