Category Archives: credit

Four Elements of Financial Planning

Posted on March 31, 2014 by Rick

When most people hear the term “financial planning”, they automatically assume it has something to do with saving and investing. While saving and investing are integral components of financial planning, they represent only one part of the equation. As we … Continue reading →

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Comparing Bankruptcy and Debt Settlement

Posted on September 23, 2013 by Guest

Debt has become a way of life for many people. A home loan, a car loan and other unsecured debts are common and necessary in some cases. However, there comes a point when the debt becomes out of control, and … Continue reading →

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Predatory Lenders: A Debt Trap

Posted on September 22, 2013 by Guest

If a shady, unlicensed lender is only too eager to grant you a loan, it may just be too good to be true. These lenders prey on desperate people in tough economic times. Getting a loan in this economy isn’t … Continue reading →

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Is Debt Settlement Right For Me?

Posted on February 19, 2013 by Guest

Debt settlement is a practice through which a person owing creditors a good deal of money enlists the services of a debt relief company to negotiate with these creditors. The purpose of debt settlement is to have a portion of … Continue reading →

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What happens after bankruptcy?

Posted on February 18, 2013 by Lisa

Though several options exist for people who undergo the process of clearing their personal debts, sometimes bankruptcy is the best course of action in regard to repairing poor financial circumstances. When you file for personal bankruptcy, you legally declare that … Continue reading →

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Budgeting & Saving Advice for Working Mums

Posted on March 22, 2012 by Guest

Look around your friends and colleagues and you’re unlikely to find a working mum with plenty of spare time and money. There may be little they can do to increase the actual amount of either, so what counts is making … Continue reading →

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I Need Help With My Debt

Posted on March 11, 2011 by Lisa

I need help with my debt, what are my options? Have your debts become too much to handle? Perhaps you’re struggling to make ends meet due to circumstances out of your control, like sudden unemployment, poor health, or a relationship … Continue reading →

Posted in budget, credit, financial goals, financial planning, saving, Spending Profile | 3 Comments

The Debt Snowball Method

Posted on February 6, 2011 by Lisa

Post contributed by Maria Smith of http://www.debtconsolidationcare.com/. If you’re drowning in an ocean of debt and you don’t know how to stay afloat, there’s hope for you. The debt snowball method can help you pull yourself out of the vicious … Continue reading →

Posted in budget, credit, financial goals, financial planning | 2 Comments

Credit vs. Debit Cards: Which is Better for You?

Posted on November 10, 2010 by Lisa

“Debit or credit?” It’s a question we are all asked each time we step up to a cash register with our purchases. Credit cards and debit cards may be used interchangeably, but there are many very real differences between the … Continue reading →

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10 Tips to Make Your Frequent Flyer Points Go Further

Posted on July 27, 2010 by Lisa

Your frequent flyer points have the potential to be a great benefit if they are used wisely and efficiently. But there are so many programs out there with a variety of rules, regulations, and products or services for which your … Continue reading →

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